Smiling man wearing a backward black cap and gray Superman t-shirt outdoors at sunset.
Smiling young man with short hair and light facial hair wearing a white shirt outdoors by the beach.
Smiling woman with dark skin wearing a colorful flower crown against a yellow background.
Young woman with short auburn hair and blue eyes standing outdoors with a lake and hills in the background.
The modern way to share costs

From messy receipts

Take charge of your own finances.

to instant payback.

See how we turn a chaotic dinner bill or a week-long trip into a perfectly balanced ledger in seconds.

Split expenses

Anywhere you go

Use flowpay, Anywhere today

SPLIT TOTAL
$1,235.34
😎
You $308.84
🤑
Jordan $308.84
🍻
Sam $308.83
🎉
Riley $308.83
Split Now →

Instant Split

📱 iOS & Android
😎
Hey, Alex 👋
3 active splits this week
YOU'RE OWED
$84.83
🍕
Pizza Night
Split 4 ways · settled
$12.50
🚗
Uber to Airport
Split 3 ways · pending
$8.33
🏨
Hotel Deposit
3 of 5 paid
$64.00

The Groupee App

+
🏪 Your Business

Accept group payments. Boost check sizes. Get paid instantly with zero friction.

Split Checkout Group Tabs Instant Settlement

Merchant Perks

💳 Tap to Pay
•••• •••• •••• 8024
Your Name Here GROUPEE
📡
Accepted everywhere

Groupee Spending Card

9:41 😎 Hey, Alex 👋 3 active splits this week YOU'RE OWED $84.83 from 3 friends Collect RECENT 🍕 Pizza Night Split 4 ways · settled $12.50 🚗 Uber to Airport Split 3 ways · pending $8.33 🏨 Hotel Deposit 3 of 5 paid · collecting $64.00 🏠 Home 📊 Activity Split 👤 Profile

Snap & Split

Snap a photo of the receipt or type in the total. We handle the math, the tax, and the tip instantly—no calculator required.

70% collected
😎
🤑
🍻
🤝
🎉
🦊
Cabo Trip Fund
$1,680 of $2,400 · 4 of 6 paid

Live Ledger

Keep a running history of every expense. See who paid for the Uber, who bought the tacos, and who is dragging their feet on the rent.

Quick Split
4 people
Total Bill
$124.80
😎
You
🤑
Jordan
🍻
Sam
🎉
Riley
Split calculated in real time

Global Currencies

Spending yen in Tokyo or euros in Paris? We automatically convert every expense to your group's home currency so the math always makes sense.

Recent Activity
🍕
Pizza Night settled!
Split 4 ways with Jordan, Sam, Riley
$12.50 2m
🚗
Uber to Airport
Alex requested $8.33 from you
$8.33 15m
🏨
Hotel Deposit collecting
3 of 5 people have paid
$64.00 1h
🎬
Movie Tickets
You paid — waiting on Casey
$9.50 3h
4 new splits today

Smart Settlement

Receive money from anyone across the globe directly to your Flowpay wallet. Funds appear instantly with automatic notifications and full transaction history.

We don't care who uses Venmo and who uses Zelle. Groupee connects to 12,000+ financial institutions so you can settle debts instantly across any platform.

Settle instantly.
Settle for good.

Instant Ledger Updates

As soon as someone pays, the whole group sees it. No more manual refreshing or checking your bank balance.

Bank-Level Security

Your data and funds are protected by the same encryption used by major global banks.

Built for Instant Spending. Designed for Real Life.

Smart Spending Controls

Set limits, manage subscriptions, and track every purchase in real time.

Universal Card Sync

Your Flowpay Card auto-syncs across iOS, Android, and web—no delays, no duplicates.

Real-Time Fraud Protection

Get instant alerts and smart monitoring powered by adaptive security.

GROUP LOVE

Friends staying friends.

Used Groupee for our trip to Cabo. Splitting the villa and dinners was instant. No spreadsheets, no 'who owes who', and definitely no awkward money talks.

John Parker
New York, NY

My roommates and I use this for everything—rent, internet, even Taco Tuesdays. It sends the reminders automatically so I don't have to be the 'bad guy' asking for money.

Emily Carter
Melbourne, AU

Organizing a bachelorette party is usually a nightmare. Groupee saved my sanity. I paid the deposits, sent one link, and everyone paid their share before we even packed.

Aiko Tanaka
Tokyo, JP

I'm always the friend who books the flights and Airbnbs. I used to chase people for weeks to get paid back. Now I get settled up before we even board the plane.

Michael Reed
New York, NY

We use it for our Sunday soccer league. Court fees and jerseys are split instantly. No more collecting cash on the sidelines or tracking IOUs in a notepad.

Daniel Moore
Toronto, CA

Honestly, I hate talking about money. It feels rude. Groupee does the awkward work for me. The 'nudge' feature is the best thing ever invented.

Ryan Mitchell
Park Ridge, NJ